Homeowners Insurance in Colorado Springs and Castle Rock, CO

Protecting Homeowners in Colorado Springs and Monument, CO and beyond

Home insurance is a critical part of home ownership.  It protects against the costs that result from damages and other risks that become realities.  Most important for any homeowners policyholder is the completeness of the policy.  This completeness is important because without it, a policy is general; and the protection that a general policy offers is often inadequate.  

 

At Don Bates Insurance, we know how easy it can be for one to purchase homeowners insurance that covers major risk types and believe that this insurance is sufficient.  It’s a common error among homeowners.  We’re registered Trusted Choice® agents and as such we’re required to undergo training that enables us to provide comprehensive options for cost-effective prices.  It also means that we’re not invested in giving you bargain prices at the expense of your protection; we’re invested in giving you the right protection for the lowest possible price.  

 

Your individual needs, goals, and budget, are chief criteria for developing a policy.  We work with you to find the right mix of coverage and cost so that all three criteria are met.  Once you become a policyholder, we continuously control risk and identify ways for you to save.  We also manage claims if and when they arise.  We resolve claims quickly and advocate for you throughout the resolution process.

 

Our goal is to give you the most benefit for your premiums and ensure that you can make the best decisions about your insurance.  This means leaving no potential risk uncovered and providing you with ongoing education about your insurance.  This way you’re always prepared for exposures and the unexpected.

Customized Coverage and Personalized Plans

Numerous factors influence your coverage and the cost of this coverage.  From property and liability to endorsements and local laws, coverage is about more than broad protection and a good deal.  At Don Bates Insurance, we work with you to assess your home ownership situation and your plans for the future.  This way we can get an accurate read on which coverages might be most appropriate.  Once we know which coverages are best, we help you bring these coverages together in a policy that provides you the greatest value.   

 

Our assessments begin with a detailed examination of your dwelling, belongings, and activities.  Then we further examine your property.  Once we have a good sense of your needs, we begin examining coverage options that will protect you best.  Some of the coverage options from which we choose include:

  • Property Insurance
  • Homeowners Liability
  • Renters Insurance
  • Condo Insurance
  • Mobile Home Insurance
  • Scheduled Property Insurance
  • Landlords Insurance
  • In-Home Business Insurance

Your needs will dictate which coverages are most appropriate for a policy.  For example, if you have valuable jewelry that requires a coverage limit that is higher than what general homeowners insurance provides, you’ll have to have an endorsement from your insurer.  Securing this endorsement or other coverages like it is difficult if you do not work with a licensed professional.  Moreover, you must work with a professional who’s committed to your ongoing security before he or she is committed to keeping your premiums low.

 

At Don Bates, we believe that price is what you pay for and value is what you get.  Value, as we see it, is found in insurance that protects a policyholder under any foreseeable circumstances, fits a budget, and involves a dedicated agent who advocates on a policyholder’s behalf.  We also believe that it involves an agent who educates his or her clients and enables the clients to make the best possible decisions

 

Our beliefs are expressed in our commitment to your security and overall value, which are reflected in the products and services we deliver.  We welcome a chance to discuss with you your options for homeowners insurance.  Contact an agent today to get started.  

The Don Bates Advantage

Many homeowners’ insurance policies underinsure policyholders because many policies are solely based on price rather than quality.  This type of sale contributes to a vicious cycle of extraordinary costs and unfortunate circumstances for homeowners and insurers.  

 

At Don Bates our agents sell on overall value, not merely price.  Part of this value lies in the commitment our agents display to educating clients.  Education enables clients to make the best possible decisions regarding coverage selections.  Often, our clients find that for only a few dollars more than they would pay for general, standard insurance, they can cover all of their risks and meet their needs.  

 

On top of helping our clients learn and empowering them to make wise choices, we support our clients unyieldingly.  We continuously manage risk, which ultimately keeps costs low.  We manage claims and support clients through every claims process and provide multiple ways for clients to reach someone to serve them whenever needed, even after normal business hours.  These are just a few of the ways in which we provide value and are indicators of our commitment to a superior insurance experience.

 

We aim to be four things: listeners, advisers, educators, and contributors.  Listening, advising, and educating are all parts of policy development and client support.  Contributing is beyond our services and products.  Products and services secure people financially, which is good for everyone, but they do not benefit everyone equally.  For this reason, we find new ways to give to the communities we serve.  

 

We give to Habitat for Humanity, sponsor local fundraisers, and give to scholarships for young students. We devote our time and resources to other organizations and groups as well so that we can make the areas we serve better places to live.  This, we believe, is a way to contribute to the communities around us beyond providing insurance products and services. 

 

If you are interested in protecting your home and/or would like to know more, please contact us or give us a call.  You can also request a quote to find out about a policy with us.  

 

Don Bates Insurance is proud to provide home insurance in Colorado Springs, Castle Rock, Monument, Woodland Park, Fountain, and Falcon, CO.  We can also serve other areas of the state as well as communities in eight other states as well.

Related Products:

ALINK Insurance Services - Colorado Springs Office

2407 W. Colorado Ave.

Colorado Springs, CO 80904

Main office: 719-375-2135
Fax: 719-473-3764

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

ALINK Financial Services

10375 Park Meadows Dr. #480

Littleton, CO 80124

Main office: 720-213-0583

Office Hours:

Mon: 9:00 AM - 5:00 PM
Tues: 9:00 AM - 5:00 PM
Wed: 9:00 AM - 5:00 PM
Thurs: 9:00 AM - 5:00 PM
Fri: 9:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

ALINK Insurance Services - Aurora Office

3033 South Parker Road, Suite 120

Aurora, CO 80014

Main office: 303-752-6479
Toll free: 877-643-6148
Fax: 303-752-6579

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

ALINK Insurance Services - Greeley Office

1275 58th Avenue Unit B

Greeley, CO 80634

Main office: 970-475-6900
Toll free: 877-643-6148

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

ALINK Insurance Services - Lonetree Office

10375 Park Meadows Drive #480

Lone Tree, CO 80124

Main office: 720-213-0583
Fax: 844-317-5364

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

Independent Agent - Monument

418 McShane Pl

Monument, CO 80132

Main office: 719-650-7002
Fax: 303-696-4960

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

Our Providers

Testimonials

Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.
Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!
Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.
Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.
Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.
Susan T.