Flood Insurance in Colorado Springs and Castle Rock, CO
As a home or condo owner, you may think your homeowners insurance has you covered from most natural disasters; unfortunately, it doesn’t. Colorado has experienced flooding disasters in the recent years and spring brings additional flooding potential: melting snow, lots of rain and bodies of water overflowing. If flood-related damage is a risk for you, get insured. It’s better to be prepared than sorry.
At Don Bates Insurance, located in Colorado Springs and Aurora, Colorado, we know you’ve invested a lot of time and money in your personal property and keepsakes. A flood insurance policy will cover the cost of replacing your valuables from any flood-related damage.
Here are some tips to prevent damage or injury during the flood season.
- Purchase flood insurance for your home, business and its contents
- Keep your possessions somewhere safe
- Prepare your home to make sure it is ready, if a disaster happens.
- Have a family emergency plan.
Flood insurance is available through the federal government’s National Flood Insurance Program; however, it’s a better bet to purchase a flood insurance policy from the same agent or company who provides you with your home insurance. Here’s why: your agent or current insurance company can provide much higher limits of coverage than the NFIP, especially if your loss proves to be catastrophic. There is usually a 30-day waiting period before this type of insurance becomes valid.
Representatives from Don Bates Insurance are committed to working with you to design a policy that ensures that you get the options you want at a price you can afford.