Flood Insurance

Flood Insurance in Colorado Springs, Parker, & Greeley, CO

As a home or condo owner, you may think your homeowners insurance has you covered from most natural disasters; unfortunately, it doesn’t. Colorado has experienced flooding disasters in the recent years and spring brings additional flooding potential: melting snow, lots of rain and bodies of water overflowing. If flood-related damage is a risk for you, get insured. It’s better to be prepared than sorry.

At ALINK Insurance Services, located in Colorado Springs, we know you’ve invested a lot of time and money in your personal property and keepsakes. A flood insurance policy will cover the cost of replacing your valuables from any flood-related damage.

Here are some tips to prevent damage or injury during the flood season.

  • Purchase flood insurance  for your home, business and its contents
  • Keep your possessions somewhere safe
  • Prepare your home to make sure it is ready, if a disaster happens.
  • Have a family emergency plan.

Flood insurance is available through the federal government’s National Flood Insurance Program; however, it’s a better bet to purchase a flood insurance policy from the same agent or company who provides you with your home insurance. Here’s why: your agent or current insurance company can provide much higher limits of coverage than the NFIP, especially if your loss proves to be catastrophic. There is usually a 30-day waiting period before this type of insurance becomes valid.

Representatives from ALINK Insurance Services are committed to working with you to design a policy that ensures that you get the options you want at a price you can afford.