As a home or condo owner, you may think your homeowners insurance has you covered from most natural disasters; unfortunately, it doesn’t. Colorado, Utah and many locations have experienced flooding disasters in recent years.  Risk for flooding also increases in areas impacted by fires due to loss of vegetation and soil changes which stops moisture from absorbing into the ground.  Spring also  brings additional flooding potential: melting snow, lots of rain and bodies of water overflowing. If flood-related risks like living near a burn scar or in an area prone to flooding is a concern, contact our insurance advisors for a flood consultation.

At ALINK Insurance Services®, serving Colorado, Utah, and many other states, we know you’ve invested a lot of time and money in your personal property and keepsakes. A flood insurance policy will cover the cost of replacing your valuables from any flood-related damage.

Flood insurance is available through the federal government’s National Flood Insurance Program; however, it’s a better bet to purchase a flood insurance policy from the same agent or company who provides you with your home insurance. Here’s why: your agent or current insurance company can provide much higher limits of coverage than the NFIP, especially if your loss proves to be catastrophic. There is usually a 30-day waiting period before this type of insurance becomes valid.

Representatives from ALINK Insurance Services® are committed to working with you to design a policy that ensures you get the options you want at a price you can afford.