Blog

The Impact of Traffic Tickets on Your Auto Insurance Rates

Traffic tickets can spike your auto insurance rates. Factors like ticket type, frequency, and your driving history play a role. Avoiding violations and understanding long-term consequences is key to maintaining affordable coverage.

Can Home Insurance Agents Assist Homeowners in Managing Rising Premiums?

Obtaining guidance from home insurance agents can be immensely helpful for homeowners grappling with escalating rates.In 2022, homeowners insurance premiums witnessed an average increase of 12.1%, as reported by Policygenius. This...

HAILSTORM DRIVING SAFTEY TIPS

Colorado, Utah, Idaho, Texas, and many other states encounter severe weather. Follow these safety tips when you find yourself driving in a hailstorm.

6 Tips - Protect Your Home During Natural Disasters

As a homeowner, you invest a lot of time and money into making your house feel like a home. Unfortunately, Mother Nature can wreak havoc on your property at any moment, tips to protect yourself from expensive repair bills and catastrophe.

WHY A HOME INVENTORY IS A GREAT THING TO DO!

Disasters happen even in areas where you don't think they would.  Would you be able to remember all your possessions in the event of a fire, or other incident?

CAR INSURANCE TIPS WHEN ADDING A TEEN DRIVER

When a new driver gets behind the wheel they feel a rush of freedom, control & independence which is balanced perfectly with the rush of anxiety, stress & budgetary concerns felt by their parents and guardians.  Making...

TOOLS & EQUIPMENT COVERAGE

As a contractor, technician, or trade professional, the tools and equipment you haul around from job to job are the lifeblood of your business. Imagine showing up to your job without your tools and equipment.  It is important to...

HOW IMPORTANT IS HOME & RENTER'S LIABILITY?

Did you know your home and renter’s liability coverage protects your nest egg, home equity, financial assets, including future earning power?  If you live in an apartment, condominium, single-family home, cabin, or mobile...

HOW DOES HOMEOWNER LIABILITY COVERAGE PROTECT ME?

So what is homeowner's liability and how does it protect me?    Not knowing can be costly! We speak with thousands of individuals and find the vast majority don't have a detailed understanding of their homeowner's liability coverage . . .

CYBER THREAT - MITIGATING MEASURES & CONTROLS

The number of cyber crimes in the country continue to increase each year. However post-COVID’s shift to virtual workplace and learning environments plus international tensions have dramatically increased exposure to businesses...

CYBER INSURANCE - DO I REALLY NEED IT?

WATCH OUT FOR THE ICE!

Winter weather and freezing temperatures result in slip and fall conditions on ice covered porches, driveways, sidewalks, roads, and parking lots.  We can all relate, but did you know about the huge liability risks they create as well . . .

SNOWMOBILE SAFETY TIPS

There isn't much more exhilarating than a snowmobile skimming through the power... to keep it safe here are a few safety precautions to incorporate.

Is my storage unit stuff covered?

Choose safe self-storage facilities and make sure your STUFF IS COVERED! The Self Storage Association reports that 1 in 10 households currently rent some kind of storage unit. Because of our passion for possessions, the need for extra...

WINTER IS JUST AROUND THE CORNER

PREPARING FOR WINTER WEATHER Fall is coming to a close and with it the chilling temperatures and snowfall of winter is just around the corner. Fortunately there’s still time to get your home, auto, and family ready! We know all...

Protecting Your Business In A Cyber World

How Many Cyber Attacks Happen per Day in 2021? It is National Cybersecurity Security Awareness Month! Here is a sneak peek to get a good grasp on the state of cyber attack statistics worldwide. Globally, 30,000 websites are hacked...

HALLOWEEN SAFETY TIPS

5 Questions to Ask to Keep Your Haunting Brood Safe on HalloweenDespite the fact that Halloween involves walking around at night amongst ghouls and witches, it really only takes a little common sense to make the night safe for everyone...

LIFE INSURANCE - DON'T WAIT - TOMORROW ISN'T GUARANTEED!

September is Life Insurance Awareness Month and too many Americans do not have adequate life insurance protection. According to the industry research group LIMRA, 95 million adult Americans have NO life insurance. Ask yourself this...

NOBODY SHOULD BE HELD CAPTIVE!

The 411: Independent Insurance Agents vs. Captive AgentsThere are two primary types of insurance agents: captive agents and independent agents. What's the difference? A "captive" agent represents one insurance company and can only...

DRIVING IN HAILSTORMS

Tips When Driving in Severe Weather Can you guess what a king's favorite kind of precipitation is? That's right, HAIL. But that doesn't mean it's our favorite. Hailstorms can cause some pretty significant damage and, unfortunately,...

IT'S BOATING SEASON

Every summer our team gets calls from customers after a fun weekend on the water takes a turn for the worse. Often these accidents could have been prevented with just a few simple precautions. Here are a few tips to help.

SUMMER MEANS BACKYARD GRILLING - SAFELY!

Just like hamburgers and hot dogs, a sizzling grill is a symbol of summer. Stay safe with these helpful tips! Compliemtents of ALINK Insurance Services®.